FDIC-Insured. Checking Accounts (including money market deposit accounts) Savings Accounts (including passbook accounts) Certificates of Deposit; Not FDIC-Insured. Investments in mutual funds (stock, bond or money market mutual funds), whether purchased from a bank, brokerage or dealer; Annuities (underwritten by insurance companies, but sold With 360 Performance Savings, a high-yield savings account, you’ll earn 5X the national average savings rate on all balances, so you earn more with every dollar you save. This online savings account is FDIC-insured up to the allowable limits. Find out more about high-yield savings accounts.